Hudson City Savings Posts Mortgage Rates
One of the great things about Bergen County is that we have several independent banks and savings and loan institutions as outstanding options for a home buyer or a homeowner who wants to refinance their mortgage. Hudson City Savings is one of the best.
Hudson City Savings does business the old fashioned way – traditional banking with a superior degree of personalized service. As a result my buyers experience a more efficient process with lower costs.
I’ve worked with Carol Yang who has done an excellent job for my home buyers. Carol emailed me these mortgage rates today and I thought you’d like to look at them:
Here is our new rates for this week (as of 01/20/10) -all quotes below are 0 points :
For loan amount up to $417,000:
10 yrs fixed 4.625%
15 yrs fixed 4.75%
20 yrs fixed 4.875%
30 yrs fixed 5.25%
For loan amount above $417,000 and below $1,000,000:
10 yrs fixed 5.0%
15 yrs fixed 5.125%
20 yrs fixed 5.25%
30 yrs fixed 5.625% (up to $729,000)
30 yrs fixed 5.875% ($729,100 to $1,000,000)
For loan amounts up to $1,000,000
3/1 4.25%
5/1 4.5%
7/1 4.75%
10/1 5.0%
*For self-employee, please add 0.25% to the above rates for stated-income programs. For No-Income-Verify, please add 0.375% to the above rates.
*Rates are subject to change without notification. Please call Carol for any questions.
Carol Yang
Hudson City Savings Bank
West 80 Century Road
Paramus, NJ, 07652
(973) 984-7705
